Best Funded Trading Accounts in 2025: How to Choose the Right One for You

In 2025, the demand for funded trading accounts is at an all-time high. More traders are discovering that they don’t need huge amounts of personal capital to start trading professionally. With a funded trading account, you can trade with the firm’s money, keep a large portion of the profits, and focus on developing your trading career.

But with so many options available, how do you know which program is right for you? In this blog, we’ll cover what a funded trading account is, the benefits, key features to look for, the best funded account model in 2025, tips to pass on your first attempt, and why LiveX Capital’s two-step model is one of the most trader-friendly choices today.

What Is a Funded Trading Account?

A funded trading account is a program offered by proprietary (prop) trading firms where traders can access large amounts of trading capital after successfully passing an evaluation. Instead of risking your own funds, you trade with the firm’s capital. Profits are shared between you and the firm, while losses are absorbed according to the firm’s rules. This allows skilled traders to scale quickly without risking personal savings.

Benefits of Trading with a Funded Account

Trading a funded account in 2025 comes with several advantages:

● No Personal Risk – Trade without risking your own money.
● Access to Larger Capital – Trade accounts ranging from $10,000 to $200,000 or more.
● High Profit Splits – Keep up to 75–90% of profits depending on the firm.
● Professional Growth – Develop discipline with structured trading rules.
● Scaling Plans – Increase your account size as you show consistency.

With firms like LiveX Capital, traders also benefit from transparent rules, fast payouts, and realistic targets.

Key Features to Look for in a Funded Trading Account

Before joining any prop firm, evaluate these important factors:

● Profit Split – What percentage of profits you keep.
● Trading Rules – Maximum daily loss, overall drawdown, and leverage limits.
● Evaluation Model – Whether it’s a one-step or two-step challenge.
● Scaling Plan – Can your account grow as you prove consistent results?
● Payout Policy – How fast and how often profits are paid.
● Support & Tools – Does the firm provide community, resources, or mentorship?

Pro tip: Choose a firm with a two-step evaluation model, as it usually provides more balanced rules and achievable targets, giving you a higher chance of success.

Top Funded Trading Accounts in 2025

When it comes to funded accounts in 2025, most firms follow either a one-step or two-step evaluation model.

● One-Step Model: Requires traders to hit a profit target in a single evaluation. While it looks faster, the rules are usually stricter, the risk limits tighter, and the pressure higher.
● Two-Step Model: Traders go through two phases—Phase 1 (profit target) and Phase 2 (consistency check). This approach is widely considered the best-funded account model because:

- Profit targets are more realistic
- Lower stress compared to one-step evaluations
- Encourages discipline and consistency
- Better long-term success rates

At Livex Capital, we provide a friendly two-step model with clear rules, fair targets, andflexible payout options. This gives traders the confidence to perform at their best without worrying about hidden restrictions.

Tips to Pass a Funded Trading Program on Your First Attempt

1. Focus on Risk Management—Keep your risk per trade low (ideally 1% or less).

2. Understand the Rules—Read evaluation guidelines carefully; most failures happen due to rule violations, not poor strategy.

3. Stay Consistent—Stick to one trading plan instead of jumping between strategies.

4. Don’t Overtrade—Quality trades matter more than quantity.

5. Control Emotions – Manage psychology during drawdowns and winning streaks.

6. Practice First—Use demo accounts to simulate LiveX Capital’s two-step model before starting the real evaluation. 

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